Wednesday, September 15, 2010

Heart Attack Symptoms Are Different for Women


By Mayo Clinic staff

Typical heart attack symptoms:

Symptom Description

Chest discomfort or pain This discomfort or pain can feel like a tight ache, pressure, fullness or squeezing in the center of your chest lasting more than a few minutes. This discomfort may come and go.

Upper body pain Pain or discomfort may spread beyond your chest to your shoulders, arms, back, neck, teeth or jaw. You may have upper body pain with no chest discomfort.

Stomach pain Pain may extend downward into your abdominal area and may feel like heartburn.

Shortness of breath You may pant for breath or try to take in deep breaths. This often occurs before you develop chest discomfort.

Anxiety You may feel a sense of doom or feel as if you're having a panic attack for no apparent reason.

Lightheadedness You may feel dizzy or feel like you might pass out.

Sweating You may suddenly break into a sweat with cold, clammy skin.

Nausea and vomiting You may feel sick to your stomach or vomit.

Heart attack symptoms vary widely. For instance, you may have only minor chest pain while someone else has excruciating pain.

One thing applies to everyone, though: If you suspect you're having a heart attack, call for emergency medical help immediately. Don't waste time trying to diagnose heart attack symptoms yourself.

Additional heart attack symptoms in women:

Women may have all, none, many or a few of the typical heart attack symptoms. For women, the most common heart attack symptom is still some type of pain, pressure or discomfort in the chest. But women are more likely than are men to also have heart attack symptoms without chest pain, such as:

■Neck, jaw, shoulder, upper back or abdominal discomfort
■Shortness of breath
■Nausea or vomiting
■Abdominal pain or "heartburn"
■Sweating
■Lightheadedness or dizziness
■Unusual or unexplained fatigue

Heart attack symptoms demand emergency help
Most heart attacks begin with much more subtle symptoms — with only mild pain or discomfort. And your symptoms may come and go. Don't be tempted to downplay your symptoms or brush them off as indigestion or anxiety.

Getting heart attack treatment quickly improves your chance of survival and minimizes damage to your heart. Don't "tough out" these symptoms for more than five minutes. Call 911 or other emergency medical services for help. If you don't have access to emergency medical services, have someone drive you to the nearest hospital. Drive yourself only as a last resort, if there are absolutely no other options.


For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524

Tuesday, September 14, 2010

Alzheimer's Disease: 10 Warning Signs


10 warning signs of Alzheimer's:

Memory loss that disrupts daily life

One of the most common signs of Alzheimer's is memory loss, especially forgetting recently learned information. Others include forgetting important dates or events; asking for the same information over and over; relying on memory aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own.
What's a typical age-related change? Sometimes forgetting names or appointments, but remembering them later.

Challenges in planning or solving problems

Some people may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before.
What's a typical age-related change? Making occasional errors when balancing a checkbook.

Difficulty completing familiar tasks at home, at work or at leisure

People with Alzheimer's often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing a budget at work or remembering the rules of a favorite game.
What's a typical age-related change? Occasionally needing help to use the settings on a microwave or to record a television show.

Confusion with time or place

People with Alzheimer's can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there.
What's a typical age-related change? Getting confused about the day of the week but figuring it out later.

Trouble understanding visual images and spatial relationships

For some people, having vision problems is a sign of Alzheimer's. They may have difficulty reading, judging distance and determining color or contrast. In terms of perception, they may pass a mirror and think someone else is in the room. They may not realize they are the person in the mirror.
What's a typical age-related change? Vision changes related to cataracts.

New problems with words in speaking or writing

People with Alzheimer's may have trouble following or joining a conversation. They may stop in the middle of a conversation and have no idea how to continue or they may repeat themselves. They may struggle with vocabulary, have problems finding the right word or call things by the wrong name (e.g., calling a "watch" a "hand-clock").
What's a typical age-related change? Sometimes having trouble finding the right word.

Misplacing things and losing the ability to retrace steps

A person with Alzheimer's disease may put things in unusual places. They may lose things and be unable to go back over their steps to find them again. Sometimes, they may accuse others of stealing. This may occur more frequently over time.
What's a typical age-related change? Misplacing things from time to time, such as a pair of glasses or the remote control.

Decreased or poor judgment

People with Alzheimer's may experience changes in judgment or decision-making. For example, they may use poor judgment when dealing with money, giving large amounts to telemarketers. They may pay less attention to grooming or keeping themselves clean.
What's a typical age-related change? Making a bad decision once in a while.

Withdrawal from work or social activities

A person with Alzheimer's may start to remove themselves from hobbies, social activities, work projects or sports. They may have trouble keeping up with a favorite sports team or remembering how to complete a favorite hobby. They may also avoid being social because of the changes they have experienced.
What's a typical age-related change? Sometimes feeling weary of work, family and social obligations.

Changes in mood and personality

The mood and personalities of people with Alzheimer's can change. They can become confused, suspicious, depressed, fearful or anxious. They may be easily upset at home, at work, with friends or in places where they are out of their comfort zone.
What's a typical age-related change? Developing very specific ways of doing things and becoming irritable when a routine is disrupted.

For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524

Monday, September 13, 2010

Sunday, September 12, 2010

What Happened to Our 2010 C.O.L.A.?

The cost of living adjustment for social security benefits did not occur in 2010. How does the lack of a 2010 social security cost of living raise affect seniors and will it happen again?

United States citizens who get social security or social security disability benefits received a surprise at the end of 2009. The Social Security Administration announced on October 15, 2009 that there would be no cost of living adjustment or COLA for 2010. How did the government come to this decision and what impact did this have for social security benefit recipients?

What Is COLA?

COLA, also known as the cost of living raise, helps to bridge the gap for those receiving social security benefits during periods of inflation. COLA became part of the 1972 Social Security Amendments enacted by Congress. Since then, COLA has existed as an annual occurrence each January, however in 2009, the US Government announced that a 2010 Social Security cost of living raise would not occur leaving many people concerned.

How is COLA Determined?

The 2010 social security cost of living raise has been determined the same way since 1972. COLA is based upon the annual change in the Consumer Price Index (CPI) for urban wage earners and clerical workers (CPI-W). The measurement is calculated by comparing the third quarter of the previous year to the third quarter of the current year in order to predict if a COLA will occur for the following year. If there is a percentage increase of at least 0.05 percent there will be an increase in the cost of living allowance. If there is no wage earner increase based on the CPI or if it is less than 0.05 percent, no COLA is offered.

What Happened to the 2010 COLA?

In 2010, the cost of living raise was determined from comparing the average CPI for wage earnings from the third quarter 2008 and the third quarter 2009. The Bureau of Labor Statistics showed that the 2008 third quarter CPI wage average was 215.495 while 2009's third quarter CPI wage average was 211.001, meaning year 2009 was less than year 2008. Since there was no increase in CPI average wages between 2008 and 2009, the 2010 social security cost of living raise did not occur.

2010 COLA and Medicare Part B

Seniors felt the lack of a 2010 COLA increase through Medicare Part B premium increases that affected 7% of people receiving social security benefits. Medicare Part B premiums are not determined through the Consumer Price Index and increase each year regardless of a COLA increase or decrease. However, there is a "hold harmless” provision in the Social Security Act that protects 93% of social security beneficiaries from having to pay the increased premium.

While Medicare Part B did not negatively affect a majority of social security beneficiaries, other factors outside of the social security administration's reach still lurk behind the scenes. The lack of a 2010 social security cost of living raise did not prevent property owners from raising rents each year, for example. With the 2009 Credit Reform Act, credit card companies began increasing and implementing fees to pass on to cardholders before the act went into effect in February 2010.

Therefore, even though the average price of groceries and gas did not increase, other areas such as housing did rise. Which means a COLA would be needed for some individuals to help hedge these increases. Doris Bias, age 52 from Maryland, receives social security disability and was dismayed there was no increase but thankful that her landlord decided not to raise her rent in 2010.

"I know I would have found some way to manage if the rent did increase, but at least now I can continue on with my normal budget," explained Ms. Bias.

Read more: http://www.brighthub.com/money/personal-finance/articles/69916.aspx#ixzz0mlwzQw3K

Can This Happen Again?

It is possible for there to be no COLA just as there was in 2010? If there is no change or a decrease in the CPI wage earnings average from year to year, a COLA will not occur. Be advised that special circumstances occurred in 2008 and 2009 that directly affected why there was no social security 2010 cost of living raise. As with other global governments, the United States was in an economic downturn during this period meaning consumers had less money to spend due to high unemployment rates. This in turn, drove prices down to encourage increased spending. Should another economic situation similar or worse than that which occurred in 2008 were to happen, the chances are likely there would not be a COLA.

The 2010 COLA Aftermath

No 2010 social security cost of living raise was a shock to social security beneficiaries across the nation. Seniors and other beneficiaries will have to tighten their budgets a little more if housing and utility costs continue to rise. No COLA for 2010 served a reminder that this cost of living raise is not guaranteed to occur every year. When the government determines there will be no cost of living allowance, it can also affect the Consumer Confidence Index or CCI. Ways to combat any unexpected surprises should this happen again include:

•Tightening your monthly budget by trimming down to your necessities.
•Start saving a little extra money for a rainy day to help out in a crunch, if possible.
•Do not expect a COLA each year. If it happens, use that extra savings to your advantage.
For more information on the social security cost of living raise, visit the Social Security Administration's website and be sure to read the FAQ section and current press releases.

Read more: http://www.brighthub.com/money/personal-finance/articles/69916.aspx?p=2#ixzz0mlwnpQyf

For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524

Saturday, September 11, 2010

9/11 Photos - Lest We Forget


Copy and paste these URL's into your browser

nymag.com/news/articles/wtc/gallery/

abcnews.go.com/Politics/newly-released-sept-11-photos.../

We have no political agenda other than ensuring that Americans not forget.....

For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524

Friday, September 10, 2010

Senior Humor - 4 Risque Stories


An old hillbilly farmer had a wife who nagged him unmercifully. From morning 'til night she was always complaining about something. The only time he got any relief was when he was out plowing with his old mule. He plowed a lot. One day, when he was out plowing, his wife brought him lunch in the field. He drove the old mule into the shade, sat down on a stump, and began to eat his lunch. Immediately, his wife began nagging him again. Complain, nag, complain, nag - it just went on and on. All of a sudden, the old mule lashed out with both hind feet, caught her smack in the back of the head. Killed her dead on the spot.
At the funeral several days later, the minister noticed something rather odd. When a woman mourner would approach the old farmer, he would listen for a minute, then nod his head in agreement; but when a man mourner approached him, he would listen for a minute, then shake his head in disagreement. This was so consistent, the minister decided to ask the old farmer about it. So after the funeral, the minister spoke to the old farmer, and asked him why he nodded his head and agreed with the women, but always shook his head and disagreed with all the men. The old farmer said, 'Well, the women would come up and say something about how nice my wife looked, or how pretty her dress was, so I'd nod my head in agreement.' And what about the men?' the minister asked. 'They wanted to know if the mule was for sale."

An elderly couple Margaret and Bert, moved to Texas. Bert always wanted a pair of authentic cowboy boots, so, seeing some on sale, he bought them and wore them home. Walking proudly, he sauntered into the kitchen and said to his wife, 'Notice anything different about me?' Margaret looked him over. 'Nope.' Frustrated, Bert stormed off into the bathroom, undressed and walked back into the kitchen completely naked except for the boots. Again he asked Margaret, a little louder this time, 'Notice anything different NOW?' Margaret looked up and exclaimed, 'Bert, what's different? It's hanging down today, it was hanging down yesterday, it'll be hanging down again tomorrow!' Furious, Bert yelled, 'AND DO YOU KNOW WHY IT'S HANGING DOWN, MARGARET?' 'Nope', she replied.. 'IT'S HANGING DOWN, BECAUSE IT'S LOOKING AT MY NEW BOOTS!!!!' Without changing her expression, Margaret replied, 'Shoulda bought a hat, Bert.

An elderly Italian man who lived on the outskirts of Rimini, Italy, went to the local church for confession. When the priest slid open the panel in the confessional, the man said: "Father... During World War II, a beautiful Jewish woman from our neighborhood knocked urgently on my door and asked me to hide her from the Nazis. So I hid her in my attic." The priest replied: "That was a wonderful thing you did, and you have no need to confess that." "There is more to tell, Father.. She started to repay me with sexual favors. This happened several times a week, and sometimes twice on Sundays." The priest said, "That was a long time ago and by doing what you did, you placed the two of you in great danger, but two people under those circumstances can easily succumb to the weakness of the flesh. However, if you are truly sorry for your actions, you are indeed forgiven." "Thank you, Father. That's a great load off my mind. I do have one more question." "And what is that?" asked the priest. "Should I tell her the war is over?"

Old man sitting on his front porch in Louisiana watching the sunrise sees the neighbors' kid walk by carrying something big under his arm. He yells out, 'Hey boy, whatcha got there?' The boy yells back, 'Roll of chicken wire.' The old man says, 'What you gonna do with that?' The boy says, 'Catch some chickens.' The old man yells, 'You dang fool, you can't catch chickens with chicken wire!' The boy just laughs and keeps walking. That evening at sunset the boy comes walking by and to the old man's surprise, he is dragging behind him the chicken wire with about 30 chickens caught in it. At the same time the next morning, the old man is out watching the sunrise and he sees the boy walk by carrying something kind of round in his hand. The old man yells out, 'Hey boy, whatcha got there?' The boy yells back, 'Roll of duck tape.' The old man says, 'What you gonna do with that?' The boy says back, 'Catch me some ducks.' The old man yells back, 'You dang fool, you can't catch ducks with duck tape!' The boy just laughs and keeps walking. That night, around sunset, the boy walks by coming home and to the old man's amazement, he is trailing behind him the unrolled roll of duck tape with about 35 ducks caught in it At the same time the next morning, the old man sees the boy walking by carrying what looks like a long reed with something fuzzy on the end. The old man says, 'Hey boy, whatcha got there?' The boy says, 'It's a pussy willow.' The old man says, 'Hold on, I'll get my hat.'

For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524

Thursday, September 9, 2010

Watch For Signs of Elder Financial Abuse

Invisible Abuse: Financial Exploitation and Senior Citizens.

Financial abuse and material exploitation of the elderly may not cause physical injuries or leave scars, but they can have devastating effects and ruin the lives of victims. An elder’s entire life savings can disappear, leaving the victim unable to provide for his or her own needs and causing harmful stress and agitation.

Financial elder abuse and material exploitation occur when an abuser uses an elder’s money or assets in a manner contrary to elder’s wishes, needs, or best interests, or for the abuser’s personal gain. Oftentimes, elderly victims are exploited because of vulnerabilities associated with advanced age, such as impaired mental capacity. Abusers can be caregivers in nursing homes or assisted living facilities, professionals hired by the elder (such as accountants), strangers, or family members.

Financial elder abuse can take many forms. The abuser may steal money or items from the elder’s bank account or home, sell or transfer property against the elder’s wishes, use the elder’s credit cards for unauthorized purchases, use the elder’s name to open new credit accounts, and create or alter a living trust or will for the abuser’s benefit. Financial elder abuse also can take the form of telemarketing fraud, identity theft, predatory lending, home improvement scams, and estate planning scams.

Unexplained behavioral changes, such as sudden secrecy or reluctance to speak freely, may be warning signs of financial elder abuse. If an elder appears withdrawn, helpless, frightened, or angry, this may also indicate that abuse is taking place. Some of the warning signs of financial elder abuse can be explained by other causes, and no single indicator can be taken as decisive proof. However, a pattern of multiple warning signs may suggest that a problem is present.

The following are warning signs of financial elder abuse:

Unusual bank account activity, such as ATM withdrawals at a bank the elder cannot travel to....

Signatures on checks and documents that do not match the elder’s signature...

Checks or documents signed despite the fact elder cannot write or understand what he/she is signing...

Unexplained change in spending patterns or unusual/out of character purchases...

Unusual medical charges or nursing home charges...

Generous gifts to a person the elder has only met recently...

Change in lawyer or bank for unknown reason...

Change in who has power of attorney for unknown reason...

Stranger who initiates close relationship with elder and offers to manage finances and assets...

Factors which make elders susceptible to financial abuse include isolation, loneliness, physical and/or mental disabilities, and lack of familiarity with financial issues. Elder financial exploitation often goes unreported. The senior may be unaware that exploitation is taking place or remain silent due to intimidation by the abuser. The elder victim may also be embarrassed about the situation or worried that making accusations will cause him or her to be labeled senile or too demanding.

Reporting financial elder abuse can save the assets, dignity, and health of an elder. If you suspect abuse, it is better to err on the side of caution in order to protect an senior from victimization.

For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524