Just because a person is getting up there in years and they may have just recently sold the old roadster for a minivan, there is no reason to accuse a person of being "elderly." I have known many a person in their 70's, 80's and 90's and never once did I dare suggest that their sight, hearing and overall driving skills were perhaps not as good as it used to be. Even when it perhaps was.
The mere suggestion of such a thing sends most sane-minded individuals into a mental tizzy full of flashing lights spiraling downward into an ever growing dark. The reason why so many older Americans don't like to talk about getting older as it relates to driving is because they don't like to think about their time with the freedoms of the automobile being finite. Yes, just like they said in Driver's Education Class when you were 16, "driving is a privilege and not a right."
So there is the ugliest truth of all—one day you may no longer have a license to drive and will have to ask people for rides. That is never a pleasant realization, as it is a means to define one's own mortality. But what can senior citizens in the here and now do to try and save money? We all know Medicare and Medicaid don't pay as much as they used to and once you set a fixed income it is that way for life. Here are five great ways for seniors to save on their car insurance.
Take a Senior Citizen Driving Education Class—Many car insurance companies offer special classes that help teach senior citizens what danger signs to look out for in terms of issues like driving at night. The class usually gives practical solutions to challenges that may face senior citizen drivers every day. And just by taking a one- or two-day course, you could get a serious car insurance discount!
Ask for a Senior Discount—At still other car insurance companies all you have to do to get a discount is mention your age. Some may ask to see a driver's license but only because you still look so young.
Bundle Insurance Policies Together—As many senior citizens own their own homes, property or boats, it is always wise for them bundle all of their insurance policies with one company. Add in a life insurance policy and you have the recipe for one very happy agent and one seriously discounted bill.
Only Buy the Insurance Coverage You Need If You Aren't Driving as Much—Many senior citizens, due to retirement or bad night vision, don't drive their cars as frequently as their younger peers in America. So if you really don't think you need that certain all-encompassing coverage plan since you only drive 1,500 miles a year then by all means say no.
Buy the Right Car for You and Your Body—Safe, well-built and affordable cars with easy ingress and egress and great crash test ratings generally cost less to insure. You see, that minivan you bought really is paying dividends. And you can actually get out of it without wrenching your back again.
For more information contact Senior Solutions at (954) 456-8984 or toll free at 1-800-213-3524
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